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๐Ÿ›ก๏ธ SECURITY โ€ข ACCOUNT โ€ข PAYMENTS

Security

Umekart takes reasonable measures intended to protect customer accounts, transactions and information. Security is also a shared responsibility, and customers should protect their devices, credentials and payment information.

๐Ÿ”
Account Protection Protect your login credentials and authentication information.
๐Ÿ’ณ
Payment Safety Complete payments only through official Umekart checkout flows.
๐Ÿšจ
Fraud Awareness Be cautious of fake calls, links, messages and payment requests.
๐Ÿ›ก๏ธ Our Security Approach

Umekart maintains reasonable administrative, technical and operational safeguards intended to protect information and Platform activity against unauthorised access, misuse, alteration, disclosure or loss.

However, no internet transmission, online platform, device or electronic storage system can be guaranteed to be completely secure.

Customers should therefore also follow safe online practices when accessing their accounts or completing transactions.

๐Ÿ‘ค Protect Your Umekart Account

You are responsible for taking reasonable steps to protect your account and the devices used to access it.

  • Do not share account passwords or authentication details.
  • Do not share OTPs received for login or verification.
  • Keep your registered mobile number and email secure.
  • Use screen locks and device security features where available.
  • Sign out from shared or public devices after use.
  • Avoid accessing your account through suspicious links.
If you suspect unauthorised access to your account, change applicable credentials where possible and contact Umekart support promptly.
๐Ÿ’ณ Payment Security

Online payments may be processed through supported banks, payment systems and third-party payment service providers.

Those providers may apply their own transaction-security, verification and authentication controls.

Customers should complete payment only through the official payment options presented during the Umekart checkout process.

Never share: OTP, UPI PIN, ATM/card PIN, banking password or other secret authentication information with Umekart support, sellers, courier personnel or anyone else.
โœ… Safe Transaction Practices

โœ… Recommended

  • Use the official Umekart website or app.
  • Verify the payable amount before authorising payment.
  • Check payment notifications carefully.
  • Use payment apps or banking channels you trust.
  • Keep transaction references for important payments.

๐Ÿšซ Avoid

  • Sending money to unknown personal accounts.
  • Scanning random QR codes sent outside checkout.
  • Sharing OTP, PIN or password with anyone.
  • Paying through suspicious links or messages.
  • Installing unknown apps for refunds or support.
๐Ÿช Marketplace & Seller Safety

Umekart is a marketplace-enabled platform and products may be offered by participating sellers.

Customers should keep transactions within the official Umekart order and payment flow.

If a seller or another person asks you to bypass Umekart and make direct payment to a personal account, unknown QR code or unofficial payment link, exercise caution and contact Umekart where appropriate.

๐ŸŽฃ Phishing, Fake Calls & Messages

Fraudsters may impersonate e-commerce platforms, sellers, banks, courier companies or customer-support teams.

Be cautious of communications claiming that you must:

  • Share an OTP to receive a refund.
  • Share your UPI PIN for account verification.
  • Install a screen-sharing or unknown application.
  • Pay a fee to release a refund or prize.
  • Provide banking passwords or card PINs.
  • Immediately transfer money to avoid account suspension.
If a communication appears suspicious, do not use the contact details or links provided in that message. Instead, contact Umekart using the official information published on the Platform.
โ†ฉ๏ธ Refund Safety

A genuine refund process should not require you to disclose secret authentication credentials.

Depending on the payment method, Umekart may require limited payment or bank information necessary to process an eligible refund, particularly for certain COD transactions.

Provide such information only through authorised Umekart channels.

๐Ÿšš Delivery OTP Safety

Some deliveries may use OTP-based confirmation.

Read the delivery SMS or message carefully and do not provide the OTP before the applicable delivery is actually being completed.

If the order is marked delivered without being received, contact Umekart promptly with your Order ID and available delivery information.

๐Ÿ” Privacy & Personal Information

Information provided through Umekart is handled in accordance with the applicable Privacy Policy .

Customers should avoid sending unnecessary sensitive or confidential information through email, WhatsApp or customer-support channels.

๐Ÿ”— Third-Party Services

Umekart may use or link to third-party services such as payment providers, logistics providers or other service platforms.

Those services may maintain their own security and privacy practices. Customers should exercise appropriate care when interacting with third-party services.

๐Ÿšจ Suspected Account or Transaction Issue

Contact Umekart promptly if you believe:

  • Your account may have been accessed without authorisation.
  • An order appears in your account that you did not place.
  • You received a suspicious Umekart-related communication.
  • A seller requested payment outside the Platform.
  • Your payment/order status appears materially incorrect.

For suspected banking or payment fraud, you should also contact the relevant bank, card issuer or payment provider as appropriate.

๐ŸŒ Internet Security Limitations

While reasonable measures may reduce security risks, no website, application or electronic communication can guarantee absolute protection from every cyber threat, fraud attempt or unauthorised activity.

Users should remain alert, keep devices updated where practical, protect authentication information and use trusted networks and payment channels.

Important:
Umekart will never need your UPI PIN, ATM/card PIN or banking password to resolve a normal order, customer-support or refund request.

Report a Security Concern

If you notice suspicious activity involving your Umekart account, order or transaction, contact official customer support.